hctx.net
There is nothing remotely uncommon about Angela Lloyd and Lee Phillips' semi-detached home on a peaceful cul-de-sac in Merseyside.
realtor.com
And to the common eye, Lloyd appears like a typical middle-aged mum who works tirelessly to look after her sick other half.

So it was to the sheer shock of neighbours when police came down on their driveway to rob the couple's St Helens home.

Hiding behind the family's net curtains was in fact a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.

Lloyd, 58, wept 'Oh my god' as she was jailed this week over a string of untruths consisting of utilizing a dead female's identity, comprising 'phony' medical conditions for her son, and creating pseudonyms to work while claiming carers allowance.

Husband Phillips, 54, was also jailed after the set's massive benefits fraud was finally exposed.

While the couple handled to siphon off their ill-gotten gains for years - neighbours have actually exposed to MailOnline the apparent clues that the couple were running a scam.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a duration of 11-and-a-half years. Detectives discovered a web of lies including the production of pseudonyms to claim advantages

The scammer next door: The presuming semi-detached house Lloyd had actually moved into with Phillips. Phillips had failed to divulge this to the council when she moved in in 2018

Phillips envisioned in an Aid for Heroes hoodie during a street celebration held for the late Queen's Diamond Jubilee. He is stated to have actually played a DJ set at the event

Initially, neighbours on Birch Gardens were fretted for the couple after Phillips was seen looking very frail as he would 'hobble' on his walking stick to meet his carers.

But they were then left puzzled when he was at other times spotted cleaning his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.

Locals likewise informed of how there was 'constantly something dodgy' about Lloyd, which she would never ever look people 'in the eye', but would boast about 'secret ₤ 60k caravan' they would get away to on the weekends.

Lloyd was sentenced to two years after Liverpool Crown Court discovered she fraudulently swiped almost ₤ 170,000 in advantages over a decade, and also helped Phillips wrongly claim advantages worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them loading up among their two vehicles earlier this week, they thought they were going off to remain at their secret caravan, only to find they were going to jail.

One neighbour informed MailOnline of the couple: 'I thought they were dodgy as he made a genuine program of not having the ability to stroll whenever his carers were here.

'He was shuffling along and keeping his cars and trucks in the driveway before he took a very long time to get to his carer's vehicle on his walking stick.

'But the next thing I saw him cleaning his BMW in the driveway - he appeared to be strolling great then.

'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and everything.

'But after the cops raid, they became more reserved and didn't say a lot to people.

'There was constantly something dodgy about her - she wouldn't look people in the eye and extolled going to her ₤ 60,000 caravan however would never say where it was.

'They would take her teenage boy and go away on a Thursday night and not get home up until Sunday.'

Phillips had fraudulently claimed ₤ 100k in PIP, housing advantages, employment support allowance and council tax reductions that he was not eligible for. Neighbours told of how he would look 'frail' and 'hobble on a walking stick' in the presence of carers, but at other times was seen 'strolling great'

Following the cops raid on the peaceful rural street, neighbours were entrusted questions as to why the couple had actually been jailed - and some allege Lloyd had later informed them it was down to dog breeding.

But these concerns were finally put to rest on Tuesday when the court heard how Lloyd had actually declared a total of ₤ 169,394.15 which she was not received in housing benefits, carers allowance and personal self-reliance payments throughout 11-and-a-half years.

With the help of Lloyd, Phillips was likewise discovered to have unlawfully declared ₤ 100,980.71 through PIP, housing benefits, work assistance allowance and council tax reductions because 2018.

Olivia Beesley, prosecuting, detailed how the mom's sophisticated scam started when she falsely began declaring housing benefits for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.

She even made a phony tenancy agreement for the 'completely fictitious caravan', eventually pocketing ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent home.

Then in 2018, she started making deceitful claims that her hubby needed 'several everyday carers to participate in to his requirements'. She went as far as using Phillips' sibling Zoe's birth certificate to impersonate his brother or sister and claim that she was his main carer.

She also lied that she was not able to work due to being a full-time carer, but was found to have been working under a false identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she began creating 'incorrect medical conditions' for her boy, claiming she had actually a carer called Joyce Bibby - a dead woman's identity. Nearly ₤ 10k in incorrect disability living allowance overpayments were claimed in relation to this.

She once again utilized the departed female's name as being her social employee to claim ₤ 13,526.70 of PIP, stating that she required carers due to 'health conditions'.

Neighbours informed of how Lloyd would boast about a '₤ 60k caravan' in a secret place that she never exposed, and would state they were going to remain at the caravan from Thursday to Sunday

One neighbour stated they saw the couple leaving on of their cars and trucks previously this week and presumed they were going off to their 'caravan', only to later on discover out they were off to jail

When MailOnline checked out Phillips' address in Birch Gardens which he showed Lloyd, neighbours revealed how the couple and her kid would supposedly go off to a caravan on the weekends.

It is not known whether this was the same 'fictitious caravan' which took place to have never existed, or an indeed a separate, genuine caravan.

Leni Newton, 63, stated: 'She told people that the authorities raid was due to the fact that somebody had actually told on her for breeding border collie pups without a licence.

'I'm shocked they have actually been jailed. I thought they were all above board.

'I only saw them a couple of days ago packing up luggage - I believed they were just going to their caravan.'

She added: 'I know they fulfilled as she was his carer. He was married however Angela moved in. I thought she had actually resided in Southport.

'I did see his ex-wife parked up in the street watching his home when they split.

'She was undoubtedly spying on them.'

Her partner David Manchester, 70, stated: 'It's a huge surprise they appeared to be living a double life.

'There were a lot of cops came here.

'He was at the street celebration for the Queen but other times he did appear really frail.'

Hand in Hand homecare firm verified to MailOnline that Lloyd had bona fide recommendations, DBS checks and training certificates in the name of Wendy Lloyd.

A representative stated: 'We sacked her instantly when we learnt the fact.

'All her DBS and referrals took a look at. The authorities said we had done absolutely nothing incorrect.'

The court heard how Phillips also tricked money from the general public bag by stopping working to divulge the truth that Lloyd had actually moved into his home in 2018 - allowing him to continue declaring more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax reductions.

He is likewise stated to have actually 'exaggerated' his medical conditions and require for care, mentioning that he was unable to do anything for himself.

He declared himself 'unsuited for work' and failed to discuss his wife's wage - unlawfully ₤ 51k in work assistance allowance.

However, Phillips declared that Lloyd had finished the type and had just 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'complicated current history' of psychological health and specials needs including neurological disorder, stress and anxiety and anxiety.

He was also said to have a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions associating with similar matters, nevertheless Lloyd's criminal record shows previous entries for theft and dishonesty offences dating as far back as the 1980s - though her last look remained in 2012.

Lloyd was imprisoned for 2 years after admitting 7 counts of fraud by incorrect representation, and Phillips was also seen cleaning back tears as he was jailed for 20 months for fraud by incorrect representation and 3 counts of dishonestly stopping working to reveal details to make a gain.

Sentencing, Judge Simon Medland KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, handled to defraud the general public of just brief of ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 annually which you defrauded from the general public.

'For those who seek to defraud the public of limited and important advantages which require to be directed to those who require them, not those who simply wish to have them for factors of personal greed, that is a major offense dedicated by each of you over a long duration of time.'